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Profile photo of a State Farm Agent named: Michelle McGowan

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State Farm® Insurance Agent

Michelle McGowan

3602 Ocean Ranch Blvd
Oceanside, CA 92056-2669

Intersection of Rancho Del Oro & Ocean Ranch Blvd: Venture Commerce, East end of First bldg.

Profile photo of a State Farm Agent named: Michelle McGowan

Would you like to create a personalized quote?

Office Info

Office Hours

9am - 5pm
After Hours by Appointment
Call or text us 24 hours a day!

Contact me to schedule a virtual meeting


3602 Ocean Ranch Blvd
Oceanside, CA 92056-2669



Welcome to the Michelle McGowan State Farm Agency located in Oceanside, CA. Our agency provides personalized insurance services to the local community and surrounding areas, including Carlsbad, Vista, Camp Pendleton, Bonsall, Fallbrook, and throughout San Diego County and California. With a strong commitment to friendly and high-quality customer service, we strive to ensure that your family is well-protected.

As a business owner who has been a part of this community for over 25 years, I understand the importance of insurance coverage. Our team has extensive experience in the insurance industry, particularly with State Farm, and we are here to assist you with various insurance needs. Whether it's motorcycle, car, life insurance, MediGap Supplements, Part D, commercial auto, or any other insurance requirement, we are here to provide you with personalized options.

Please reach out to our office for a FREE personalized insurance quote. We offer multiple communication channels, including phone, email, text, or in-office appointments, to accommodate your preferences. We are also happy to assist with your insurance transfer when you move to California.

As a State Farm Agent since 2000, I hold a Bachelor's degree in Business Administration from USD. Outside of work, I enjoy spending quality time with my family. We love exploring new places, traveling, reading, and attending live theater. Additionally, I am actively involved in volunteering within the communities of Oceanside and the tri-cities.

Contact our office today, and my team and I will be more than happy to assist you with your insurance needs.

Insurance Products Offered

Auto, Homeowners, Condo, Renters, Personal Articles, Business, Life, Health, Pet

Other Products

Banking, Annuities

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Our Mission is to provide personal service to help you navigate the world of insurance protection and dream building. We want to help you make choices along the way to realize your dreams and to recover from the unexpected. We have been in the community for over 24 years. We are available for a quote for your Auto, Life Insurance or Health insurance needs or your transfer into CA. We are grateful to give our time and talent to our customers and to give back to our community through service opportunities.

Our team is here to assist you with all your needs. My team members work remotely & I am in the office the majority of the time. If you require an in-office appointment, please call to schedule. We can assist you with payments, policy changes and most items over the phone. Michelle can be available for after hours appointments if needed.

Julia Johnston State Farm Agent Team Member

Julia Johnston

Property & Casualty Representative

Julia Johnston has been with State Farm for decades, working on both coasts. She works remotely for the office.

Julia is a Master Gardener and loves travel in her free time.